Ah, Christmas! The season of joy, giving, and… namu-ing? Let’s face it: we all know that one person who magically forgets their wallet at the big family soqo or gives the classic “IOU” as a gift. Don’t be that person. Here’s your comical guide to keeping your holiday spirit intact while ensuring you’re not the holiday NAMU.

1. Gift-Giving: The Thought Counts (But So Does Effort)

Yes, it’s the thought that counts, but that thought shouldn’t be, “What’s the cheapest way out of this?” A heartfelt homemade gift? Great! Regifting last year’s bath set? Nope. Your aunt knows you don’t use lavender.

Pro Tip: When in doubt, bake something. Pies are inexpensive, universally loved, and nobody can accuse you of being lazy when they’re munching on homemade custard goodness.

2. Contribute to the Feast… Not Just Your Appetite

The holiday table doesn’t replenish itself. Show up empty-handed, and you’ll end up with more side-eyes than turkey. Even if you’re not a culinary wizard, bringing beverages, a store-bought dessert, or even festive decoration counts.

Pro Tip: If cooking isn’t your thing, don’t experiment on Christmas Day. Grandma’s not here for your “brave attempt” at oyster stuffing.

3. Avoid “Borrowing” Without Returning

Whether it’s cash, chargers, or the “good” wrapping paper, the holidays are not a free-for-all. Borrowing without returning is the fastest way to land on someone’s naughty list.

Pro Tip: Return what you borrow in better condition. Borrowed a sweater? Wash it. Used a charger? Don’t lose it. Simple.

4. Don’t Play the “I’m Broke” Card… Again

We get it—times are tough. But if you’re always “broke” come Christmas, it’s time to rethink your budgeting. Skip the daily lattes and save up for a little something to contribute to the festivities.

Pro Tip: Start planning in October. Nobody likes a last-minute “I’ll get you back in January” promise.

5. Be Grateful, Not Greedy

“Is that all?” is a phrase that should never escape your lips. The holidays are about appreciating what you have—not comparing haul sizes like a competitive sport.

Pro Tip: Practice your “Wow, this is perfect!” face in the mirror. Even if it’s socks, it’s the thought that counts (and hey, we all need socks).

Christmas is the season of giving, but it’s also the season of sharing responsibility. Don’t let your holiday cheer come at the expense of your loved ones’ patience. Show up, pitch in, and make this Christmas one where you’re remembered for your generosity—not your knack for mooching.

Remember: Santa sees everything. Don’t risk coal… or worse, a stern look from Grandma.