Let’s face it—asking for money back from someone who owes you can feel more awkward than accidentally waving at a stranger who wasn’t waving at you. But don’t worry! Here’s a concise (and somewhat comical) guide on how to reclaim your cash without triggering World War III.

 

1. The Friendly Reminder

Start off light. Casually drop it into conversation, like: “Hey, remember that time I saved your wallet and future by lending you money? Any chance you could do the same… for me… now?”

2. Blame Technology

If face-to-face isn’t your style, send a “gentle” Venmo or PayPal reminder. Technology to the rescue! Add a note like, “Guess what’s even cooler than forgetting? Paying me back. 😉”

3. The Nostalgic Approach

Take a trip down memory lane: “Remember last month when I spotted you $50? Ah, the good old days. Any chance we could close that chapter?”

4. Reverse Psychology (With Caution)

Turn the tables. “Hey, I almost forgot to pay you back for that time you… oh wait, that’s the other way around! Silly me.”

5. The Guilt Trip Express

If all else fails, channel your inner drama queen. “I was going to treat myself to a nice dinner, but I realized I’m short… oh wait, maybe because I’m still waiting on that $50 from you?”

6. The Bold Move

Sometimes, directness is key. Just ask, plain and simple: “Hey, can I get that money back? I’ve got bills to pay and dreams to fund!”

Asking for your money back doesn’t have to be an ordeal. Stay calm, be kind (but firm), and remember—if all else fails, you can always invite them to lunch… and conveniently “forget” your wallet!